Facing foreclosure

Sell your house before foreclosure in Florida

If you've received a foreclosure notice, you still have options — and time to act. A cash sale can stop the auction and let you walk away clean.

You have more time than it feels like

Florida is a judicial foreclosure state, which means your lender has to take you to court — a process that usually takes several months from the first missed payments to a scheduled sale. That window is exactly when a fast cash sale can help.

How a cash sale stops the auction

If you sell before the foreclosure sale date, the loan is paid off at closing and the case ends — the auction is called off. Because we pay cash and can close in as little as 10 days, a sale can often be completed inside your timeline, even when a sale date is looming.

Watch the lis pendens. When your lender files a lis pendens, the clock on the court case starts. The sooner you act, the more room you have to choose a clean exit instead of an auction.

Foreclosure vs. a short sale

If you owe more than the home is worth, a short sale (with lender approval) may be needed; if you have equity, a straight cash sale is usually faster and simpler. Either way, avoiding the foreclosure judgment can protect you from a possible deficiency and the deeper hit to your credit.

We’re not attorneys and this isn’t legal advice — for your specific case, talk to a Florida foreclosure attorney. For a plain-English walk-through of every option, read our guide on how to stop foreclosure in Florida.

Frequently asked questions

Can you stop a foreclosure in Florida?
Often yes u2014 if you act before the foreclosure sale date. Selling the home pays off the loan and ends the case, or you may reinstate, refinance, or pursue a short sale.
How long does foreclosure take in Florida?
Because Florida foreclosures go through the courts, they commonly take several months from the first filings to a sale date u2014 time you can use to sell.
Will I still owe money after a foreclosure in Florida?
You can, through a deficiency judgment, if the sale doesn't cover the loan. Selling before the auction is one way to avoid that risk.
Get started

Let's look at your options together

No obligation, no pressure. Tell us what's going on and we'll see if a cash offer helps.

HavenKey assistant
Replies in seconds · no pressure
Hi — I'm here to help you understand your options, at your own pace. Tell me a little about your property and what's going on.

A real conversation, not a form. If you leave a number, you agree we may contact you about your property; reply STOP to opt out.

See your cash offer

One address. Twenty-four hours. Zero obligation.

Get my cash offer →

Or call (305) 555-0137