About HavenKey Homes: who buys your house, and with whose money

What we are

HavenKey Homes is a real estate investment company that buys residential property across Miami-Dade, Broward and Palm Beach counties. We buy as the principal buyer: our name goes on the contract, and the house becomes ours at closing. We are not a listing service, a lead marketplace, or a middleman collecting your details to sell them on.

Whose money buys the house

Our offers are funded by a network of vetted private investors who have committed capital to South Florida residential purchases. That is the reason we can hold a closing date: there is no mortgage application behind our offer, no underwriter, and no appraisal that can come in low three days before closing. When we say we can close in ten days, the constraint is the title search, not our financing.

How we make money, stated plainly

We buy below full retail value, repair or improve the property, and either resell it or hold it as a rental. The gap between our offer and what the home would sell for fully renovated covers the repairs, the months of carrying costs (taxes, utilities and Florida insurance, which is not cheap), the selling costs on the far end, the risk that a renovation runs over, and our profit. There is a margin. Anyone in this business who tells you otherwise is not being straight with you.

We show you that arithmetic instead of hiding it. The full breakdown, with a worked example, is on our guide to how cash offers work.

When you should NOT sell to us

If your house is in good condition, you are not against a deadline, and you can wait out a listing, the open market will usually put more money in your pocket even after commissions. We will tell you so on the phone. We would rather lose a deal than take one from someone who had a better option and did not know it.

What we are not

• We are not licensed real estate brokers or agents. We do not represent you, we do not list your property, and we do not charge a commission. We are the buyer on the other side of the table.
• We do not give legal, tax or financial advice. Our pages explain how things generally work in Florida so you can ask your own attorney or accountant better questions.
• We do not pressure. Offers are written, they stand while you think, and there is no expiring-today number.

Who holds the money at closing

Not us. Closings run through a licensed Florida title company, which performs the title search, holds the deposit, pays off every lien and mortgage recorded against the property, and disburses what is left to you. That is the same process as any traditional sale, and it is the part that protects you.

Where we work, and why there is no office to visit

We are a service-area business: we come to the property. There is no showroom, and we deliberately do not run a walk-in office, because the money that would pay for a storefront is better spent on the offer. If you want to meet in person, we meet at the house or somewhere convenient for you. If you prefer to do everything by phone and email, that works too, and out-of-state owners close with us remotely all the time.

How to check that we are real

Fair question, and one you should ask anyone who offers to buy your house. Call (786) 940-9908 and talk to a person. Ask for proof of funds. Ask for the name of the title company and call them yourself. Take our written offer to your own attorney before signing anything, which we encourage and never rush. And read our promise and our terms, which say the same things in writing.